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Crop insurance
Crop insurance is purchased by farmers to protect themselves against crop failures due to natural disasters, such as floods, hail, and drought. Crop insurance may subsidized by the government.
Private mortgage insurance (PMI)
A type of insurance policy written by a private company protecting the mortgage lender against loss resulting from a mortgage default; typically used if the borrower's down payment is less than 20 percent of the home's purchase price.
Concurrent Insurance
Coverage in one policy on the same property under the same conditions as another policy, (i.e. At least two insurance policies provide identical coverage for the same risk.)
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